The financial world has always adapted to new tools, but what is taking shape today is not a routine technological shift. It is a deep restructuring of how decisions are made inside banks, markets and digital payment ecosystems. Artificial Intelligence has entered finance in many forms, yet its real influence comes from something more subtle. It is slowly changing the foundations of trust, risk, behaviour and value creation. As we move into a new year, it is clear that AI will not remain an auxiliary aid. It will become a central actor in how the automated economy operates.
