Mumbai: A police constable with the Versova police station was a victim of cyber fraud when his bank account balance turned negative (Rs 9,618.79). The Versova police registered the case on Wednesday after constable Mukesh Jadhav (39) noticed that, in addition to Rs 11,702 fraudulently transferred from his account, the fraudster also availed two consumer loans of Rs 1.3 lakhs to purchase two mobile phones.The fraud was detected on Aug 5 when Jadhav received an alert on his mobile indicating that Rs 11,702 was debited from his account without his consent. “We have sought details and address from the e-commerce platform through which the scammer has ordered two mobiles on loan using Jadhav’s banking information. The team have asked the bank to block the transactions and the team is tracking the internet protocol (IP) address to track the location,” said a police officer of the Versova police station.Jadhav was at work on Aug 5 when he received the message about Rs 11,702 being debited from his account. In the complaint, Jadhav said, “I rushed to the bank and complained about the fraudulent transactions. At the bank, I learned about the two loans availed without any OTP being received by me. The balance showed Rs 1,717.12. The next day, I received another message alerting that the balance went negative (Rs 9,618.79) and two consumer loans were availed in my name for a sum of Rs 66,266 and Rs 64,326 respectively.“Based on the complaint, Versova police registered a First Information Report (FIR) against an unknown person for cheating and identity theft under the BNS sections and the IT Act.
